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How to Save Money Tips

79 Small and Big Ways to Save Money This Year

If one of your goals is to save money this year, then make a few changes here and there to save a little or a lot. Remember the little things do add up! Read this list below on suggestions for saving money, and pick a few for a 2016.

  1. Bring lunch to work
  2. Take public transportation
  3. Drop your landline and rely on your mobile phone
  4. Reassess your savings accounts
  5. Make your gifts
  6. Make your own cleaning products, like detergent and carpet cleaner
  7. Cook more and eat out less often
  8. Be aware of bank fees
  9. Make a list before grocery shopping
  10. Grocery shop at lower-priced supermarkets
  11. Buy generic products
  12. Don't go to the grocery store when hungry
  13. Entertain indoors
  14. Explore free activities on the weekend
  15. Shop your wardrobe
  16. Wait on purchases before buying them
  17. Get a home energy audit
  18. Seal up air leaks in your home to cut heating and cooling costs
  19. Buy generic medicine
  20. Use your health benefits
  21. Skype instead of making long-distance calls
  22. Turn roaming off and rely on WiFi when travelling
  23. Know the right things to buy in bulk
  24. Reassess your Internet and cable provider and see if you can find a cheaper plan
  25. Turn off lights that aren't in use
  26. Unplug electronics when not in use
  27. Use cold water to wash your clothes
  28. Hang dry your clothing instead of tumbling it in the dryer
  29. Hand wash your clothing instead of taking it to the dry cleaner when possible
  30. Drink tap water instead of bottled water. Consider investing in a filter
  31. Cancel cable and watch your favourite shows online
  32. Work out outdoors, play sports, or go to a friend's gym instead of paying for a gym membership
  33. Shop at the farmers market
  34. Swap clothes, bags, and accessories with friends
  35. Google coupons before buying something online
  36. Renegotiate your cell phone plan, find a new carrier, or cancel some features to save money
  37. Use a prepaid phone instead of signing up for a phone plan
  38. Read books and magazines from the library
  39. Make your own coffee at home
  40. Return the purchases you need to return
  41. Sell your old things
  42. Buy used items
  43. Automate payments so you won't forget and be charged with late fees
  44. Upcycle your old items instead of throwing them away
  45. Always comparison shop
  46. Find a good rewards credit card and use it smartly
  47. Book trips early
  48. Stock up on holiday decor after the holidays
  49. Don't feel obligated to say yes to every invitation (this includes weddings, dinners, events, etc.)
  50. Eat right and exercise and get enough sleep, so you won't have to pay with your health
  51. Pay bills online to save on postage
  52. Stop smoking
  53. Stop drinking soft drink
  54. Compare petrol prices to find the most affordable gas with sites like
  55. Get beauty treatments from trainee beauticians
  56. Keep plastic takeout containers for future use
  57. Wash dishes in a full dishwasher
  58. Avoid out-of-network ATMs
  59. Keep track of your money with a spreadsheet or
  60. Plan out your meals for the week
  61. Refill printer ink instead of buying new cartridges
  62. Brush and floss every day and take care of your teeth to prevent pricey dental bills
  63. Keep your receipt or take a picture of it in case you want to return an item
  64. Holiday closer to home
  65. Don't check in your luggage
  66. Check out Airbnb instead of hotels
  67. Travel during an off-peak season or time
  68. Travel to an underrated place instead of famous tourist spots
  69. Use reusable grocery bags
  70. Find a place with lower rent or get roommates
  71. Join loyalty programs
  72. Wait for daily deals for services you like, such as dental cleaning or a massage
  73. Feed your pet the right foods and keep it in shape to reduce vet bills
  74. Work toward getting a better credit score so you'll be quoted cheaper rates
  75. Review your receipts to make sure you're not being charged for odd items
  76. Check your bank account daily to make sure there aren't any weird charges
  77. Always try to wait for a sale before buying something
  78. Don't use your credit card overseas unless it doesn't have foreign transaction fees
  79. Rent movies instead of going to the cinema
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