This one may not be the most fun part of prepping forthe season ahead, but it will be important. After the Christmas and New Year period passes, we're always guilty of looking in (slight) horror at our bank statements. That's not to say you should miss out on any fun, though.
Making a budget before your break will help soften the financial blow in the first few weeks of 2021, and help guide your decisions on where to splurge and where to save. Budgeting for a blow-out dinner date and saving on a few lunches could be an easy way to stay money-smart during the break, but in the end, it's whatever works best for you.
There are so many free activities to do in Summer (watching the sunset after a day at the beach is proof the best things in life are free), so it's prime time to save whilst still having fun.
The same applies for your Summer shopping — it's always a great time to navigate the EOY sales, so doing a little research on fashion, tech and homewares for budget-friendly products is always a good idea.